Raphael is a seasoned insolvency practitioner known for his meticulous and solution-oriented approach. He holds an MBA in Management from Ambrose Alli University, an LL.B from Nnamdi Azikiwe University, a B.L from the Nigerian Law School, and an HND in Business Administration & Management from Federal Polytechnic, Oko. He is a Chartered Mediator and a graduate member of the Nigerian Institute of Management (Chartered). Raphael has nearly ten years of experience in banking, including teller operations, business development, debt recovery, and internal control. He is dedicated to continual self-improvement and maintaining the highest standards of professional ethics, confidentiality, and client advocacy.